Selasa, 08 November 2011

Peranan Koperasi Dalam Perekonomian Indonesia

Secara umum koperasi pada saat ini mengalami berbagai perkembangan dan kemajuan dalam bidang perekonomian itu sendiri, namun untuk kedepannya agar koperasi lebih dapat berjalan lebih lancar,koperasi haruslah diperhatikan dalam hal menjalankan ataupun dalam mengurus kegiatan-kegiatan yang terjadi di dalamnya.
Berikut kami mengutip beberapa peranan koperasi dalam perekonomian Indonesia yang telah dipaparkan dalam sebuah tulisan (http://h0404055.wordpress.com/2010/04/02/peran-koperasi-dalam-perekonomian-indonesia/).

Peran koperasi dalam perekonomian Indonesia paling tidak dapat dilihat dari:

(1) kedudukannya sebagai pemain utama dalam kegiatan ekonomi di berbagai sektor,
(2) penyedia lapangan kerja yang terbesar,
(3) pemain penting dalam pengembangan kegiatan ekonomi lokal dan pemberdayaan masyarakat,
(4) pencipta pasar baru dan sumber inovasi, serta
(5) sumbangannya dalam menjaga neraca pembayaran melalui kegiatan ekspor.

Peran koperasi, usaha mikro, kecil dan menengah sangat strategis dalam perekonomian nasional, sehingga perlu menjadi fokus pembangunan ekonomi nasional pada masa mendatang.

Pada masa ini pembangunan koperasi kurang mendapat perhatian karena koperasi kurang memperlihatkan kinerja dan citra yang lebih baik dari masa sebelumnya.Keadaan ini merupakan salah satu bukti bahwa komitmen pemerintah masih kurang dalam pembangunan koperasi. Pembangunan adalah suatu proses yang harus berkelanjutan dan tersistem.

Dengan demikian pembangunan koperasi perlu diteruskan, karena pembangunan adalah proses, memerlukan waktu dan ketekunan serta konsistensi dalam pelaksanaan,berkesinambungan untuk mengatasi semua masalah yang muncul seperti masalah kemiskinan , jumlah pengangguran. yang semakin banyak.

Senin, 10 Oktober 2011

Pengertian, Jenis dan Dasar Koperasi Didirikan

I. Pengertian Koperasi

Pengertian dasar koperasi yaitu berasal dari bahasa Inggris Coperation terdiri
dari dua suku kata :

- Co = bersama

- Operation = bekerja

Jadi koperasi berarti bekerja sama, sehingga setiap bentuk kerja sama dapat
disebut koperasi.

Namun, banyak arti lain diantaranya seperti yang tercantum dalam UU No. 25 Tahun
1992(Perkoperasian Indonesia ), yaitu :
Koperasi adalah Badan usaha yang beranggotakan orang seorang atau badan hukum
koperasi dengan melandaskan kegiatannya berdasarkan prinsip koperasi sekaligus
sebagai gerakan ekonomi rakyat yang beradasarkan atas dasar asas kekeluargaan.

II. Jenis - Jenis Koperasi

1. Koperasi komsumsi
Koperasi komsumsi adalah usaha bersama di bidang ekonomi. Tujuannya membantu
mendidik dan melayani para anggotanya dengan jalan menyediakan barang-barang
komsumsi bagi anggotanya. Koperasi komsumsi bertujuan agar para anggotanya
dapat membeli barang barang komsumsi dengan kualitas yang baik dengan harga
yang layak dan terjangkau.

2. Koperasi produksi
Koperasi produksi adalah koperasi yang terdiri atas orang-orang yang mampu
menghasilkan barang dengan maksud untuk memperlancar atau meningkatkan hasil
produksi mereka.

3. Koperasi kredit atau simpan pinjam
Koperasi kredit atau simpan pinjam adalah koperasi yang didirikan guna
menolong anggotanya dengan meminjamkan uang atau kredit dengan bunga ringan.
Uang itu dimaksudkan untuk tujuan produktif atau kesehjateraan anggotanya.

4. Koperasi jasa
Koperasi jasa adalah koperasi yang didirikan untuk memberikan pelayanan
atau jasa kepada para anggotanya, contoh koperasi angkutan, koperasi
pelistrikan dan sebagainya.

5. Koperasi serba usaha
Koperasi serba usaha adalah koperasi yang melakukan berbagai usaha di
berbagai segi ekonomi , seperti bidang produksi, komsumsi, perkreditan, dan
jasa.

III. Dasar Koperasi Didirikan

Koperasi diperkenalkan di Indonesia oleh R. Aria Wiriatmadja diPurwokerto, Jawa
Tengah pada tahun 1896. Dia mendirikan koperasi kreditdengan tujuan membantu
rakyatnya yang terjerat hutang dengan rentenir.Koperasi tersebut lalu berkembang
pesat dan akhirnya ditiru oleh BoediOetomo dan SDI.Adanya Politik Etis Belanda
membuktikan adanya beberapa orang Belandayang turut memikirkan nasib
deritaan/kesengsaraan rakyat Indonesiaseperti halnya berkaitan dengan koperasi
tanah air kita yaitu E. Sieburgh danDe Wolf van Westerrede. Kedua nama tersebut
banyak kaitannya denganperintisan koperasi yang pertama-tama di tanah air kita,
yaitu di Purwokerto.

Sementara itu pergerakan nasional untuk mengusir penjajah tumbuh dimana-mana.
Kaum pergerakan pun dalam memperjuangkan merekamemanfaatkan sektor perkoperasian
ini. Titik awal perkembanganperkoperasian di bumi Nusantara ini bertepatan
dengan berdirinyaperkumpulan “Budi Utomo” pada tahun 1908.Pergerakan kebangsaan
yang dipimpin oleh Sutomo dan GunawanMangunkusumo inilah yang menjadi pelopor
dalam industri kecil dan kerajinanmelalui keputusan Kongres Budi Oetomo di
Yogyakarta kala itu ditetapkan,bahwa:

. Memperbaiki dan meningkatkan kecerdasan rakyat melalui bidang pendidikan.

. Memperbaiki dan meningkatkan kesejahteraan rakyat melalui koperasiSebagai
wujud pelaksanaan keputusan kongres tersebut, makadibentuldah koperasi
konsumsi dengan nama “Toko Adil”. Sejak saat inilaharus gerakan koperasi
internasional mulai masuk mempengaruhi gerakankoperasi Indonesia, yaitu
terutama melalui penggunaan sendi-sendi dasar atauprinsip-prinsip Rochdale
itu.Sendi-sendi dasar demokrasi serta dimensi kesamaan hak mulai dikenal dan
diterapkan.

Senin, 11 April 2011

CIDAHA

CIDAHA
Senandung sepi
Mendung menggelayut di langit hati
Kapankah kan berlalu,kapankah kan terobati
Senandung angin menyerpa
Berbisik ke padang gersang
Berbisik di dalam hati yang sepi
Rintik tangis hujan takan habis
Menandakan seiring derai air mata penantian

Haii,,peri malam
Kemanakah dirimu
Enggankah kau tampakan dirimu
Pada diri yang terbelenggu
Bersembunyi di balik pekatnya kabut rindu

Mungkin semua takdir hidupku
Mungkin semua juga kesalahanku
Lekatnya bayanganmu
Menghatui setiap langkahku
Haruskah ku terus menanti,???

Selasa, 01 Maret 2011

Adverb Clouse

Source: http://www.scribd.com/doc/18307242/Adverb-Clause
Clause adverb
INTRODUCTION
Adverbial Clause is a Clause (clause) which functions as an adverb, ie
describes a verb.
Adverbial Clause usually classified based on "the meaning / intent" of the conjunction
(Conjunctions that preceded it).
The types of adverbial Clause include:
1. Clause of Time
Clause which shows the time. Usually made by using conjunction
(Conjunctive) such as after, before, no sooner, while, axles, etc..
Example:
Shut the door before you go out.
You begin May Pls (ever) you are ready.
While he was walking home, he saw an accident.
By the time I arrive, she will from have left.
No sooner she ENTERED Than Had he Gave an order.
2. Clause of Place
That show where clause. Usually made by using conjunction
such as Nowhere, nowhere, anywhere, Wherever, etc..
Example:
They sat down Wherever They Could find empty seats
The guard Stood Nowhere he was positioned.
Where there is a will, there is a way.
Where there is poverty, there We find discontent and unrest.
Go Nowhere you like.
3. Clause of Contrast (or Concession)
Clause which shows the contradiction between the two incidents or events
interconnected. Usually made by using conjunction (the word
liaison), such as although, though, even though, whereas, even if, in spite of, as the
time, etc..
Example:
As the time you were the resource persons sleeping, We Were working hard.
Mary wanted to stop, whereas I wanted to go on.
Although it is late, We'll stay a little longer.
He is very friendly, even if he is a clever student.
4. Clause of Manner
Clause which shows the cars how a job is done or event
occur. Usually made by using conjunction (conjunctive) such as,
how, like, in that, etc..
Example:
He did as I toll uterus.
You May finish it how you like.
May They beat us again, like They did in 1978.
5. Clause of Purpose and Result
Clause which shows the relationship intent / objectives and outcomes. Usually made with
using conjunctions such as (in order) that, so that, in the hope that, to the end
that, lest, in case, etc..
Example:
They Went to the movie early (in order) to find the best seats.
She Bought a book so (that) Could she learn Bahasa
He is saving his money so he he That May take a long vacation.
I am working night and day in the Hope that I cans finish this book soon.
6. Clause of Cause and Effect
Clause which shows the relationship of cause and effect. There are some patterns forming
Clause of this type. Take a good look.
Example:
Ryan ran so fast That he broke the previous speed record.
It was so cold yesterday That I Did not Want To swim.
The Soup That Tastes so good will of everyone ask for more.
The Student Had he behaved so badly That was dismissed from the class.
Example:
The Smiths That Had so many children They formed Their own baseball team.
I had job offers so Few That it wasn't Difficult to select one.
Example:
He has invested so much money in the project That he can not abandon it now.
The grass received so little water That it turned brown in the heat.
Example:
It was a hot day Such That We decided to stay Indoors. OR It was so hot a day That We
decided to stay Indoors.
It was Such an interesting book That he couldn't put it down. OR It was so interesting a
That book he couldn't put it down.
Example:
She has exceptional Such Abilities That everyone is jealous of her.
They are Such beautiful pictures Want That everybody will of one.
Perry has Had Such bad luck That he's decided not to Gamble.
This Is Such That Difficult homework I will of never finish it.
In addition, to reveal the relationship of cause and effect (cause and effect)
can use other patterns, namely:
1.
Using the Preposition (preposition) like Because of, due to, due to the fact
that, etc.
Example:
Because of the cold weather, We stayed home. (= We stayed home Because of the cold
weather)
Due to the cold weather, We stayed home. (= We stayed home due to the cold weather)
Due to the fact That the weather was cold, We stayed home. (= We stayed home due to the
That fact the weather was cold)
2.
Using conjunctions (conjunction) as Because, since, now, that, as,
as long as, inasmuch as
Example:
Because he was sleepy, he Went to bed.
Since he's not Interested in classical music, he decided not to go to the concert.
As she Had nothing in particular to do, she Called up a friend and asked her if she wanted
to take in a movie.
Inasmuch as the two government leaders Could not reach an agreement, the possibilities
for peace are still remote.
3.
Using transition words like therefore, consequently.
Example:
She failed the test Because he Did not study.
Alex Did not study. Therefore, he failed the test.
Alex Did not study. Consequently, he failed the test.
Note:
Some can be changed into an adverb Clause Modifying Phrases by:
1)
Eliminating the subject of the dependent Clause and the verb (be).
Example:
a.
Adverb clause
: While I was walking to class, I ran into an old friend.
b.
Modifying phrase: While walking to class, I ran into an old friend.
2)
If the Clause does not exist be an adverb, the subject and change the verb hilangkanlah
in adverb Clause-ing it into shape.
Example:
a.
Adverb clause
: Before I left for work, I ate breakfast.
b.
Modifying phrase
: Before Leaving for work, I ate breakfast.
Adverb can be converted into Modifying Clause if the subject of the adverb Phrase Clause
and the subject of playing the same Clause.
Example:
1. Can be changed
While I was sitting in class, I fell asleep BECOME While sitting in class, I fell asleep.
While Ann was sitting in class, she fell asleep BECOME While sitting in class, Ann Fell
asleep.
Since Mary Came to this country, she has made many friends BECOME Since coming to
this country, Mary has made many friends.
2. Can not be changed
While the teacher was lecturing to the class, I fell asleep.
While We Were walking home, a frog hopped across the road in front of us.
7. Clause of Condition
Clause which shows the requirements between the two events (events) are related. Usually made by using conjunctions like if, even if, unless, in the event that, or in the event that, in case, provided (that), Providing (that), on condition that, if only, suppose (that), supposing ( that), etc..
Example:
If I see uterus, I will from uterus invite to the party tomorrow.
Would she forgive her husband everything, if only he Would come back to her.
Suppose (that) your house burns down, do you have insurance to cover Enough Such a
loss.
In case a Robbery occurs in the hotel, the management must be Notified at once.
The company will from agree to arbitration on condition (that) the strike is Called off at once.
We Should Be Able to do the job for you Quickly, provided (that) you give us all the
Necessary information.